+1 jamo. Not really required. Kameari & Ghetto don't go together... Perhaps, DIY L series
A Ghetto L series will be under 5K everyday of the week!
If the description fits, we are talking about a dead stock L series that IMHO is rebuilt using new parts only when needed. In this scenario you will require bearings, timing chain kit, a full gasket kit, head bolts/main bolts (although I have re-used sets on multiple occasions), tstat, water pump, pistons, rings and machine work. Ancillaries are excluded, clutch, alt, damper, starter, headers, carbs and ignition.
My bottom end was under this value by a way, I did score a few cheapies though and had a few bits already. I have what I consider a semi Ghetto build, the PMC P90 head and aftermarket support makes up for that.
We rebuilt my brothers L4 for $500 dollars, Now that is Ghetto! Admittedly we were lucky in getting a cheap good small block to rebuild. It lasted 18mths before the fire disaster at his property with no issues at all as an every day driver in extreme climates. His previous unknown standard engine lasted 20yrs with plenty of TLC. Datsun Tuff
Over 5K? Yes, If your getting the engine built for you. It will be more costly when professionally assembled, but that is the price of quality and expertise. I digress a little but, I have been very fortunate to have the help of PMC on my P90 head/engine/car, he has been an invaluable source of knowledge, advice and hands on tuning in the years after my build.