Got mine with shannon $120.00 a year Vs RACV at $690.00 and I have never had a claim. go figer that one. AS long as you are a member of a club, and only do very low mile less than 4000 mile a year your premum should be very low. and the car is keep in a garage more that fify percent of the time you hsve no problem with them
good luck
regards
bruce