Posted 12 June 2006 - 06:31 PM
Considering I'll be insuring my car comprehnsively in the next couple of months, I'm just wondering what insurers everyone favours...
I've only heard rave reviews about shannons so I'm erring that way but someone suggested 'vigil'....
any suggestions would be appreciated.
I'm only 20 (soon 21) so i think my insurance will hurt regardless of who insures my car...
Posted 12 June 2006 - 07:19 PM
Posted 12 June 2006 - 07:59 PM
I have been with Vigil for a few years now, Have not had any reason to put them to the test as yet & dont want to!!! They have been easy to deal with, have a 24 hour roadside service, agreed value, one windscreen per year ,buyback of car if not being fixed.
I only had to install a saftey switch ie immobileser ect but they took my word its been fitted & no car inspection.
As far as age goes im nearly three times yours so the premiums will be quiet different between the two of us....Give em a call ..Good Luck..
Posted 12 June 2006 - 08:32 PM
Posted 12 June 2006 - 08:54 PM
Posted 12 June 2006 - 11:46 PM
so i have my car insured as a 9g car and it costs me $315 a yr i think, unlimited kms, this is with the buy back option if its written off. all thanks to whatever they call their classic car insurance, which as soon as you mention the age of the car, they said something like "we dont offer 3rd party fire and theft anymore, only their classic insurance which is cheaper anyway" not limited km wise or anything like that so seems like a good deal to me, specially since shannons and anyone else wanted over 1g a year with more expensive excesses etc, and before this i was paying $400 a yr for 3rd party fire and theft!
if you find something better let me know as then i'll switch over too, and post some pics up of your car, it looks pretty dam nice in the avatar pic!
who have you got your rbz covered under sco_aus? a guy in qld who was thinking of a 1jz conversion found a company that would insure him for $1250 or so full comp and he was only like 21 i think, so thats heaps better than the quote i've been given from just cars for a stock car, kinda a joke huh?
Posted 13 June 2006 - 10:42 AM
once it's registered I'm gonna get some good ones. [and once my exams are over!]
Think I might give GIO a call, have got a couple of places set to contact me. wanting to insure for around 15-20k...but might be dreaming.
Posted 13 June 2006 - 04:04 PM
Posted 13 June 2006 - 05:33 PM
i called just cars when i first got my car, so i was nearly 19, and they wanted $2500 as a $5000 car...
i'm interested to know how far modification wise you can go with the gio policy, so i might call them sometime and find out
Posted 14 June 2006 - 05:23 PM
I've only been able to get a decent quote from Shannons and Vigil, Vigil was very helpful. The rest gave me b....s.... quotes of between 4-5k as maximum value!
Posted 14 June 2006 - 06:22 PM
nah um i think gav has his insured through gio aswell, mayb call again and see if you get a different person and what they say? you could always try to get a quote online and see what it says? i just tried their normal "Get a quote" option and they yrs dont go past 1976...so i'm not sure if the classic insurance has a completely different name etc?
Posted 16 June 2006 - 08:42 PM
Have a look at Unique Car Insurance, they deal in classics.
I am insured with Unique and have been for 6 years no problem. 20k full comprehensive premium $500 p/year.
I was with Shannons long ago and vow never to go back! Things may have changed since then however i will never insure anything with them again.
I am older than you and have a limited k's clause. If you are young, be prepared to pay a lot more and have a higher excess etc.
Posted 07 September 2006 - 10:49 AM
Posted 27 December 2006 - 10:03 AM
I am with Shannon's now with this car. Sorry to hear of all the negative experiences but mine was excellent. I was 21 when I got insured and after explaining my car and my passion to them they were happy to insure me. Under $1000 a year for comprehensive with a $15,000 value.
I'd recommend them...
Posted 27 December 2006 - 11:44 AM
I'd recommend them without hesitation.
Posted 02 January 2007 - 10:08 PM
I had a friend that had to claim on his 260z and he was with suncorp, they didn't want to fix it they just wrote it off. He got to salvage ofcourse but yeh was kinda bummed about the whole recommended repairers (which never happened) and the fact that they do market value, not an agreed value. from memory he got only $5500. They use glasses guide.
Posted 26 March 2007 - 07:11 PM
i have no idea how the policy works from their point of view, with the amount i'd have for excess taken off, it would take me 102.6 yrs (up from around 30 or so, which still is dam reasonable) for me to pay off the pay out i'd get for the agreed value of my car from paying the yearly rate i'm now, if that makes sense lol. and they've told me twice that if its engineered they dont care whats done to it, although i know i need to get this in writing, which is hard without a full time fax i guess, or do they email nowadays?
Posted 26 March 2007 - 09:23 PM
I told them about the exhaust system, recaro's and superlites. They didn't mind about any of that.
As long as your car is in good condition and doesn't have massive rust or damage.
Posted 26 March 2007 - 10:00 PM
however on the peice of paper that has information on my car it says its both not being restored, and being restored, which makes no sense at all, so i'll call them sometime, hopefully i talk to someone nice so far i've called them about 5 times and only once was the chick...not nice
Posted 26 March 2007 - 10:03 PM
insured for 15k, looking to get it bumped up.
i think its about 350 a year, same as shannons.
but shannons dont insure anyone under 19.
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